Showing posts with label rent. Show all posts
Showing posts with label rent. Show all posts

Sunday, September 1, 2013

How to Save When Buying Textbooks



Don't we all remember the good old days of school supply shopping as a kid? My mom would drive me to CVS and I'd walk the aisles, school supply list in hand, picking out brightly colored notebooks, mechanical pencils, and locker accessories. This year, as I return to school after taking a year off, I wish I could say my school supply shopping experience was as pleasurable. But alas, my shopping list no longer includes frilly erasers and colored pencils. Instead, the bulk of my school supply budget is going to textbooks. And as anyone who has ever bough a textbook knows, that shit is expensive! So what's a penniless prima donna to do? Read on to find out how I saved on textbooks this year...and it's not just Chegg!

1. Comparison Shop! My three go-to online retailers for textbooks are Amazon, Half.com, and Chegg. All three have the option to buy new, used, the e-book, or rent for most books. I comparison to shop to see which of the three sites has the best deal on a book and I then choose the lowest price. 

2. Consider the Return on Investment! Contrary to #1, it's not always the wisest decision to always choose the lowest priced book. There are several factors that should affect whether you rent, buy a book new, or buy used. I bought a used copy of my French II book even though it was $10 more expensive than renting it, because I know I can sell it back to my campus's bookstore at the end of the semester for more than $10.

3. Use Your Campus Library! Your campus library almost indefinitely has a copy of that $200 statistics book for in-library use. Just set aside some time each week to get the reading done in the library. And you can always photocopy important pages or snap pictures of tables and graphs with your phone to review at home.

4. Use Other Libraries! My Shakespeare class requires me to read five plays by Shakespeare. Instead of buying each individual book, I've put them all on hold at the NYPL. These books can be renewed online so in most cases you can keep them for the duration of the semester. 

5. Communicate with your Professor! Ask your professor if it is okay to buy an earlier edition of the book, or whether they might have a spare book they'd be willing to loan you for the semester.  When I confided in my Algebra Review teacher about the financial burden of buying textbooks, he told me not to bother buying the assigned reading; all the information in the textbook could be found by simply googling each topic. And after stressing out over buying a $90 online course code for my French class, my professor assured me that although it was helpful to have access to the online content, it was not imperative.  Most professors are very understanding and want their students to succeed so they'll be willing to accommodate you.

It takes a little more effort to save on textbooks as opposed to just stopping into your campus bookstore and buying all your books. But for those of us on a tight budget, the extra effort really pays off. I'd love to hear if any of you have tips for saving on textbooks. Tell me in the comments below!

Friday, April 19, 2013

A Broke Girl's Playlist

Generally I use this blog as a platform to share practical tips and information as a service to my fellow tightwad New Yorkers. But today's post is entirely for fun. I don't consider myself a music aficionado; I'm unashamed to admit most of the music on my Ipod can be heard on any Top 40 radio station and that I enjoy a good country song on occasion...okay, almost everyday. But none-the-less, I enjoy music. They say that art imitates life so it's no surprise that songwriters pen ballads about experiences that we all go through; falling in love, breakups, and yes...being strapped for cash. In fact, I realized some of my favorite songs are about people who are strapped for cash. I decided to dive into my Itunes library and compose a playlist of my favorite finance-related songs. So here it is...

Tahlia's Broke Girl Playlist:

1. I Need A Dollar
Aloe Blacc
Not only is this a great song, but the music video makes me proud to be a struggling New Yorker.


2. Rich Girl
Gwen Stefani
Preach it sister!


3. Thrift Shop
Macklemore & Ryan Lewis
I can appreciate a man who thinks $20 in his pocket is a fortune.


4. Money, Money, Money
Abba via Meryl Streep
...because no one is cooler than Meryl


5. She Works Hard for The Money
Donna Summers
This is a great auditory motivator when your dragging yourself out of bed to go to work.


6. Love Like Crazy
Lee Brice 
A great song about a self-made man.


7. Gold Digger
Gunther
I just giggle every time I hear this song.


8. Rent
The Cast of Rent
I wish I could send this MP3 to my landlord each month in lieu of a check.

9. It's All About the Benjamins
Puff Daddy
If anyone knows about money, it's Diddy.